Public Notice No. 8458



WHEREAS, default in the payment of principal and interest has occurred under the terms of a Promissory Note (the “Note”) dated October 9, 2015, executed and delivered by James Bryant Caldwell, III (“Mortgagor”) to First State Bank, Division of Glacier Bank, and a real estate Mortgage (the “Mortgage”) of the same date securing the Note, which Mortgage was executed and delivered by said Mortgagor, to Mortgage Electronic Registration Systems, Inc. as Mortgagee, as nominee for First State Bank, Division of Glacier Bank, its successors and assigns as Mortgagee, and which Mortgage was recorded on October 9, 2015, at Reception No. 943612, in Book 890, at Page 83 in the public records in the office of the County Clerk and ex-officio Register of Deeds in and for Goshen County, State of Wyoming; and

WHEREAS, the Mortgage was assigned for value as follows:
Assignee: Freedom Mortgage Corporation
Assignment dated: September 2, 2022
Assignment recorded: September 20, 2022
Assignment recording information: at Reception No. 989815, in Book 978, at Page 117
All in the records of the County Clerk and ex-officio Register of Deeds in and for Goshen County, Wyoming.

WHEREAS, the Mortgage contains a power of sale which by reason of said default, the Mortgagee declares to have become operative, and no suit or proceeding has been instituted at law to recover the debt secured by the Mortgage, or any part thereof, nor has any such suit or proceeding been instituted and the same discontinued; and

WHEREAS, written notice of intent to foreclose the Mortgage by advertisement and sale has been served upon the record owner and the party in possession of the mortgaged premises at least ten (10) days prior to the commencement of this publication, and the amount due upon the Mortgage as of January 31, 2023 being the total sum of $90,873.12, plus interest, costs expended, late charges, and attorneys’ fees accruing thereafter through the date of sale;

WHEREAS, the property being foreclosed upon may be subject to other liens and encumbrances that will not be extinguished at the sale. Any prospective purchaser should research the status of title before submitting a bid;

WHEREAS, if the foreclosure sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of his/her/its money paid.  The Purchaser shall have no further recourse against the Mortgagee, Mortgagor, Servicer or their attorneys;

NOW, THEREFORE Freedom Mortgage Corporation, as the Mortgagee, will have the Mortgage foreclosed as by law provided by causing the mortgaged property to be sold at public venue by the Sheriff or Deputy Sheriff in and for Goshen County, Wyoming to the highest bidder for cash at 10:00 o’clock in the forenoon on March 3, 2023 in the lobby of the Goshen County Courthouse located at 2125 East A Street, Torrington, WY 82240, for application on the above described amounts secured by the Mortgage, said mortgaged property being described as follows, to-wit:

Tract 15, Spencer Subdivision, Goshen County, Wyoming.  

With an address of 4524 McKenna Road B, Torrington, WY 82240 (the undersigned disclaims liability for any error in the address).

Together with all improvements thereon situate and all fixtures and appurtenances thereto.

Mortgagee shall have the exclusive right to rescind the foreclosure sale during the redemption period.  In the event that the sale is rescinded or vacated for any reason, the successful purchaser shall only be entitled to a refund of their purchase price and/or statutory interest rate.

Dated: January 24, 2023
    Freedom Mortgage Corporation
    By: ______________________
    Shelly M. Casares
    Halliday, Watkins & Mann, P.C.
    376 East 400 South, Suite 300
    Salt Lake City, UT 84111
    HWM File # WY21063

Public Notice No. 8458 published in the Torrington Telegram on February 3, 10, 17 and 24, 2023.